Terms and Conditions

Last Updated: [08-09-2025]

Welcome to PolicyRiver.com Company. By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please discontinue the use of our services immediately.

1. Eligibility

  • You must be at least 18 years old to use our website and services.

  • By using our website, you confirm that you have the legal capacity to enter into this agreement.

2. Services Provided

  • PolicyRiver.com is an insurance service platform offering information, comparison, and purchase assistance for various insurance products.

  • We work with trusted insurance partners; however, we do not guarantee approval of any specific insurance policy.

  • All insurance products are subject to the terms and conditions of their respective insurance providers.

3. Accuracy of Information

  • We strive to keep all information accurate and up to date.

  • However, PolicyRiver.com will not be responsible for any errors, misinterpretations, or outdated information provided on the website.

4. User Responsibilities

  • You agree to use our website only for lawful purposes.

  • You shall not misuse, copy, distribute, or alter the content available on our website.

  • Any false or misleading information provided by you while using our services may result in termination of your access.

5. Payments & Refunds

  • Payment terms for insurance services will be clearly communicated before purchase.

  • PolicyRiver.com does not guarantee refunds once a policy is issued, as refund rules are governed by the respective insurance company.

6. Third-Party Links

  • Our website may contain links to third-party websites.

  • PolicyRiver.com is not responsible for the content, policies, or services of such third-party websites.

7. Limitation of Liability

  • PolicyRiver.com will not be held liable for any loss, damage, claim, or expense arising from the use of our website or services.

  • We act only as a facilitator and are not liable for any dispute between the user and the insurance provider.

8. Privacy & Data Protection

  • We value your privacy and handle your personal data in accordance with our Privacy Policy.

  • By using our services, you consent to the collection and use of your personal information as described in our Privacy Policy.

9. Intellectual Property

  • All content, logos, graphics, and materials on PolicyRiver.com are owned by or licensed to us.

  • Unauthorized reproduction, distribution, or use of our intellectual property is strictly prohibited.

10. Changes to Terms & Conditions

  • PolicyRiver.com reserves the right to update or change these Terms & Conditions at any time without prior notice.

  • Continued use of our website after changes means you accept the updated terms.

11. Governing Law

  • These Terms & Conditions are governed by the laws of India.

  • Any disputes shall be subject to the exclusive jurisdiction of the courts in [Your City/State].

12. Contact Us

For any queries regarding these Terms & Conditions, please contact us at:

📧 Email: support@policyriver.com
📞 Phone: [+91 9910338852, +91 9084477840]

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